Republic's standard closing costs that are included in the zero closing costs promotion are: Processing Fee, Appraisal Fee and related Appraisal Fees, such as Inspection Fees and Field Reviews, Credit Report Fee, Flood Determination Fee, Settlement/Closing Fee and Title Examination Fee. Standard closing costs do not include Title Insurance Fees, Government Recording Fees and/or Deed/Mortgage Related tax stamps, conveyance tax, transfer tax, documentary tax stamps, or any other fees not specifically identified as standard closing costs listed above.
The closing cost credit under the zero closing costs promotion is based on using Republic Bank's service providers. If another service provider(s) is selected, then any additional fees or charges in excess of the fees or charges of Republic Bank’s service providers will not be included in the closing cost credit.
* Loan Example as of 12/4/13: $100,000 loan amount; 30-year fixed rate; 4.735% Annual Percentage Rate; 360 payments of $514.14; 80% loan-to-value. $0 closing costs include standard loan closing costs, title insurance not included. $0 closing costs offer available for all applications submitted through www.republicbank.com only. Example does not include monthly taxes and insurance and your actual payment may be greater. Offer not available in conjunction with other promotional discount offers. Offer and rates subject to change. Loan subject to underwriting and approval. Additional restrictions apply. Republic Bank & Trust Company Loan Originator ID #402606. Republic Bank Loan Originator ID #401399.
*As of 11/20/13, $100,000 ten-year Adjustable Rate Mortgage (ARM) loan, 4.206% Annual Percentage Rate (APR) with 120 payments of $499.29. After 120 Payments, loan rate adjusts yearly based on changes to the Prime Rate as published in the Wall Street Journal plus 0.50%. As of 11/20/13 Prime Rate is 3.25%, therefore loan payment would adjust to 240 payments of $472.93. Loan example does not include monthly taxes and insurance so your actual payment may be greater. Offer available for owner-occupied properties, purchases only and subject to underwriting and approval. This loan has a prepayment penalty ask us for details. Maximum loan amount $417,000. Please contact one of our banking officers for information on higher loan amounts. Certain restrictions apply. Republic Bank & Trust Company Loan Originator ID #402606. Republic Bank Loan Originator ID #401399.
This co-branded site provides information about and access to financial services offered by either or both Republic Bank & Trust Company and Republic Bank.
Nationwide Mortgage Licensing System (NMLS) Republic Bank & Trust Company ID # 402606 and Republic Bank ID # 401399